Credit Report Scams

There are lots of credit report scams out there, and some of them can hurt your credit. Don't risk the chance of letting somebody else ruin your credit score - ruining your opportunity to buy a car, a home, or get a loan. Identify scams easily and quickly. You can now let the world know about how you were scammed in the credit area. This will help others be more informed about the latest scams.

Credit Card Fraud

Credit card fraud is the number one story that we hear about here at credit report reporters. Protect yourself by doing the following:

1. Make sure you keep your receipts
2. If you throw your receipts away, make sure to shred them
3. If you lose your wallet, cancel your cards as soon as possible
4. Don't ask the credit card companies to raise your limits, you are asking for trouble.
5. Try not to let people standing by you read your credit card numbers, hide them.
6. Be very careful what you throw away in your trash, most identity thefts use the trash.

Fraudulent Credit Report Companies

There are lots of credit report scams out there, and some of them can hurt your credit. Don't risk the chance of credit ruining your opportunity to buy a car, a home, or get a loan. I dentify scams easily and quickly.

Credit Report Scam 1 - Identity Theft

Online advertisers and spammers and hackers are stealing identities faster and easier then ever. One can easily hurt your credit with access to the right info.

Credit Report Scam 2 - Credit Report Hijacking

It is possible that people with the right access can fudge your credit report. This is known as "Credit Report Hijacking".

Credit Report Scam 3 - False Credit Reporting

If somebody has got it our for you, they can easily report you to a credit cagency. Sometimes it can be difficult to remove a false claim too.